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In Market Deposit Rates
INSURED IN FULL BY FDIC AND DIF |
| Account Type |
Minimum Balance to Earn APY |
Interest Rate |
APY* |
|
Statement Savings Account |
$10 |
.05% |
.05% |
|
Bulldog Savings Account |
$10 |
.05% |
.05% |
|
Bulldog Checking Account |
$10 |
--- |
--- |
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Heritage Savings |
$10 |
.05% |
.05% |
|
Heritage Checking Account |
$10 |
--- |
--- |
|
N.O.W Account |
$10.00 to $999.99
$1,000.00 to $7,499.99
$7,500.00 to $14,999.99
$15,000.00 and higher |
.02%
.02%
.02%
.02% |
.02%
.02%
.02%
.02% |
Power Checking Account
|
$0
|
---
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---
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Advantage Money Market |
$1,000.00 to $24,999.99
$25,000.00 to $49,999.99
$50,000.00 to $99,999.00
$100,000.00 to $249,999.99
$250,000.00 and higher |
.05%
.10%
.15%
.20%
.30% |
.05%
.10%
.15%
.20%
.30% |
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Rates on the above accounts may change after the account is opened.
The Statement Savings Account requires a $250 minimum monthly
balance to avoid a service charge of $1.
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CERTIFICATES OF DEPOSIT (CDs)--- SIMPLE INTEREST PAID AT MATURITY
INSURED IN FULL BY FDIC AND DIF |
|
Minimum Balance to Open /
Minimum Balance to Earn APY |
Interest Rate |
APY* |
|
91 Day Term Certificate* |
$5,000 / $1,000 |
.10% |
.10% |
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CERTIFICATES OF DEPOSITS (CDs)--- COMPOUNDED MONTHLY
INSURED IN FULL BY FDIC AND DIF |
|
Minimum Balance to Open |
Interest Rate |
APY* |
|
6 Month Term Certificate* |
$1,000 |
.30% |
.30% |
|
1 Year Term Certificate* |
$1,000 |
.65% |
.65% |
|
18 Month Term Certificate* |
$1,000 |
.60% |
.60% |
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19 Month Bump Up CD* |
$1,000 |
.55% |
.55% |
|
2 Year Term Certificate* |
$1,000 |
.75% |
.75% |
|
33 Month Bump Up CD* |
$1,000 |
.90% |
.90% |
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3 Year Term Certificate* |
$1,000 |
1.10% |
1.10% |
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4 Year Term Certificate* |
$1,000 |
1.19% |
1.20% |
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5 Year Term Certificate* |
$1,000 |
1.29% |
1.30% |
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INDIVIDUAL RETIREMENT ACCOUNTS (IRAs) and
COVERDELL EDUCATION SAVINGS ACCOUNT
INSURED IN FULL BY FDIC AND DIF |
|
Minimum Balance to Open |
Interest Rate |
APY* |
|
IRA Savings |
$1,000 |
.05% |
.05% |
|
1 Year Term Certificate* |
$1,000 |
.65% |
.65% |
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18 Month Term Certificate* |
$1,000 |
.60% |
.60% |
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2 Year Term Certificate* |
$1,000 |
.75% |
.75% |
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33 Month Bump Up* |
$1,000 |
.90% |
.90% |
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3 Year Term Certificate* |
$1,000 |
1.10% |
1.10% |
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4 Year Term Certificate* |
$1,000 |
1.19% |
1.20% |
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5 Year Term Certificate* |
$1,000 |
1.29% |
1.30% |
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Fees could reduce the earnings on these accounts.
Rates are guaranteed for the length of the term on all fixed accounts.
Minimum balance to earn APY for these accounts is $10
*Annual Percentage Yields (APY) as of 2/01/12.
Early withdrawal penalties may be imposed.
Rates are subject to change without notice. |
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