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CONSUMER LOANS
Rates effective
April 12, 2013 |
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New Auto Loan |
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TERM |
RATE |
APR |
MAXIMUM |
% DOWN |
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24 months |
6.00% |
6.00% |
NONE |
20% |
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36 months |
6.25% |
6.25% |
NONE |
20% |
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60 months |
7.00% |
7.00% |
NONE |
25% |
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Promotion
2011 - 2013 MODELS |
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TERM |
RATE |
APR |
MAXIMUM |
% DOWN |
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48 months |
6.25%* |
6.25%* |
NONE |
20% |
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*6.50% without automatic withdrawal |
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Used Auto Loan |
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AGE OF AUTO |
TERM |
RATE |
APR |
MAXIMUM |
% DOWN |
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1-4 yrs. old |
24 months |
7.75% |
7.75% |
NONE |
20% |
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1-3 yrs. old |
36 months |
8.00% |
8.00% |
NONE |
20% |
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5+ yrs. old |
24 months |
9.00% |
9.00% |
NONE |
25% |
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Vendor's Single Insurance (VSI) is required on all auto loans. Stoneham Savings Bank obtains this insurance at a cost of $28 to the borrower. |
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THE ABOVE LOANS INCLUDE CREDITOR GROUP LIFE INSURANCE AT NO COST. |
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1/4% Discount on above loans if payments are automatically withdrawn from any applicable Stoneham Savings Bank account. Rates subject to change with out notice. Discount cannot be combined with other offers. |
Call 781-438-9400 for Home Equity rates and terms. |
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